ACBSP

Guiding Cultivation Plan for the CreditManagement Major

2023

MajorCode: 020306T

Drafter:Yuhuan Wang     Reviewer: Zhengguo Liu

 

I      CultivationObjectives

1. Overall cultivation objectives:

TheCredit Management program aims to develop well-rounded, technologically adeptprofessionals familiar with modern economics, finance, and data analysis.Graduates will be equipped to work in areas like credit reporting, corporatecredit management, credit risk control, and credit management consulting.

2. Five-yearpost-graduation goals:

Aligningwith the State Council's emphasis on Credit Management as a crucial emergingdiscipline, the program aims to produce graduates with a strong foundation ineconomics and finance, public management knowledge, and data technology skills.

Fiveyears post-graduation, graduates are expected to:

(1)Embrace socialist core values, demonstrate progressive thinking, strictself-discipline, professional integrity, and a commitment to lifelong learning.

(2)Possess the professional abilities to work in financial services, dataanalysis, risk control, and credit management in various sectors.

(3)Have innovative and learning capabilities, suitable for technical roles infinance, investment, financial management, and data analysis.

(4)Exhibit a positive attitude, good team communication and coordination skills,organizational abilities, and strong interpersonal skills.

(6)Maintain good physical and mental health, handle work stress, and competentlycontribute to socialist construction.

 

II     Academic Requirementsfor Program Completion

Graduation Requirements and DegreeConferral

Students of this major mustcomplete the minimum credits required by the various courses according to therequirements of the guiding cultivation plan, and complete the correspondingextracurricular arrangements. Students can graduate only when they obtain atleast 154 credits; those who meet the requirements for the conferral of abachelor's degree will be awarded a Bachelor of Economics degree.

 

Program duration

Flexible academic period, generally4 years, with a flexible range of no less than 3 years and no more than 6years.

 

III       CourseSystem Composition and Distribution of Class Hours (excluding Second Classroom)

Course type

Total credits

Total  study hours

Theoretical hours

Practical hours

Public Fundamental Courses

48.5

31.5

912

830

82

General Education Courses

10

6.5

160

160

0

Professional Fundamental Courses

34

22.1

544

494

50

Core Courses

41

26.6

656

504

152

Professional Practice

20.5

13.3

640

0

640

Total

154

100

2912

1988

924

Theoretical hours: practical  hours (%)

68:32

 

Programrequirements

The Bachelor ofManagement of Credit requires students to successfully complete 154 credits,which are comprised of:

  • At     least 48.5 credits from Public Fundamental Courses;

  • At     least 10 credits from General Education Courses;

  • At     least 34 credits from Professional Fundamental Courses;

  • All     41 credits from Core Courses;

  • All     20.5 credits from Professional Practice.

 

IV   Scheduleof Teaching Arrangement (1)

Course   Type

Course Code

Course   Title

Total   Credits

Total   Hours

Recommended   Semester

Public Fundamental Courses

b1080001

Introduction  to Basic Principles of Marxism

3

48

Autumn  1

b1080009

Political  Thought, Moral Ethics and Law

3

48

Autumn  1

b1080006

Modern  Chinese Historical Figures

3

48

Spring  1

b1080010

Mao  Zedong-Thoughts and Introduction  to Theoretical System of Socialism with Chinese Characteristics

3

48

Autumn  2

b1080011

Xi  Jinping-Thoughts on Socialism with Chinese Characteristics for a New Era

3

48

Spring  2

-----

Situation  and Policy (Modules 1 to 4)

2

32

Autumn  1 to Spring 2

b1080008

Labor  Education A

0.5

16

Spring  1

b1020082

Advanced  Mathematics B1

4

64

Autumn  1

b1020083

Advanced  Mathematics B2

2

32

Spring  1

b1020012

Linear  Algebra

2

32

Spring  1

b1020018

College  Chinese

2

32

Autumn  2

-----

Physical  Education I to VI

3

160

Autumn  1

b1110003

Military  Training

0.5

112

Autumn  1 to Autumn 4

b1110002

Military  Theory

0.5

32

Autumn  1

b1090001

Basic  Engineering Training

2

32

Spring  1

b1110004

Mental  Health Education of College Students

2

32

Spring  1

b1020003

English  for General Purposes III

3

48

Spring  1

b1020004

English  for General Purposes IV

3

48

Autumn  1

b1020005

English  for General Academic Purposes A

2

32

Spring  1

---

English  Expansion

2

32

Autumn  2

b1020002

English  for General Purposes II

3

48

Spring  2

b1020003

English  for General Purposes III

3

48

Autumn  1

b1020006

English  for General Academic Purposes B

2

32

Spring  1

---

English  Expansion

2

32

Autumn  2

b1020001

English  for General Purposes I

4

64

Spring  2

b1020002

English  for General Purposes II

3

48

Autumn  1

b1020003

English  for General Purposes III

3

48

Spring  1

b1020040

German  I

3

48

Autumn  2

b1020041

German  II

3

48

Autumn  1

b1020042

German  III

4

64

Spring  1

b1020077

Japanese  I

3

48

Autumn  2

b1020078

Japanese  II

3

48

Autumn  1

b1020079

Japanese  III

4

64

Spring  1

Subtotal  (Public Fundamental Courses)

85.5

1616

 

General Education Courses

b0-----

Aesthetic  Education

2

32

Autumn,  Spring

 

Social  Sciences and Humanities Literacy

4

64

Autumn,  Spring

b0-----

Natural  Sciences and Technological Innovation

 

 

 

 

 

4

64

Autumn,  Spring

Subtotal  (General Education Courses)

10

160

 

(* Note:The first foreign language course has a total of 10 credits, including CollegeEnglish, College German, and College Japanese. Students shall choose theappropriate language based on their needs. For those who choose CollegeEnglish, select the appropriate module from Modules A, B, or C.)

 

V     Scheduleof Teaching Arrangement (2)

Course  Type

Course  Code

Course  Title

Total  Credits

Total  Hours

Recommended  Semester

Professional  Fundamental Courses

b2030284

Political  Economics

3

48

Autumn  1

b2030316

Micro-economics

3

48

Spring  1

b2030317

Macro-economics

3

48

Autumn  2

b2030060

Principles  of Accounting

3

48

Spring  1

b2030081

Finance/Finance  Full-English

3

48

Autumn  2

b2030076

Econometrics

2

32

Autumn  3

b2030366

Introduction  of Credit Management

2

32

Autumn  1

b2030159

Applied  Statistics

3

48

Spring  2

b2030082

Economic  Law

3

48

Autumn  1

b2030231

Cameralistics  Finance

2

32

Autumn  3

b2030367

Credit  Economics

2

32

Autumn  2

b2030043

International  Finance

3

48

Spring  2

b2030429

Financial  Mathematics

2

32

Spring  2

Subtotal  (Professional  Fundamental Courses)

34

544

 

 

b2030166

Credit  Technology

2

32

Spring  2

Core Courses

b2030154

Credit  Rating

2

32

Spring  3

b2030113

Business  Management in Commercial Banks

2

32

Spring  2

b2030343

Financial  Risk Management

3

48

Autumn  3

b2030153

Credit  Risk Measurement

3

48

Spring  3

b2030079

Credit  Management for Financial Institutions

2

32

Autumn  4

b2030101

Corporate  Credit Management

2

32

Spring  2

b2030430

Investments

3

48

Autumn  3

b2030369

Market  Survey and Analysis

2

32

Spring  3

b2030370

Consumer  Credit Management

2

32

Spring  3

b2030007

Financial  Management

3

48

Autumn  2

b2030152

Credit  Laws and Regulations

2

32

Spring  1

 

b2030003

Financial  Analysis

2

32

Spring  2

 

b2030371

PYTHON

2

32

Spring  3

 

Subtotal  (Core  Courses)

32

512

 

Select 8 credits from Module A, B or C

Module A

b2030372

Import  & Export Practices

2

32

Spring  2

b2030344

Data  Mining

3

48

Spring  3

b2030172

Valuation  of Assets

2

32

Autumn  3

b2030102

Corporation  Strategy Management

2

32

Autumn  4

Module B

b2030238

Online  Financial

2

32

Spring  2

b2030375

Data  Analysis

3

48

Spring  3

b2030150

Credit  Insurance

2

32

Autumn  4

b2030042

International  Settlement

2

32

Autumn  3

Module C

b2030115

Social  Credibility System

2

32

Spring  2

b2030376

Machine  Learning Algorithms

3

48

Spring  3

b2030377

Credit  Scoring

2

32

Autumn  4

b2030235

Case  Analysis on Credit Management

2

32

Autumn  3

 

 

Subtotal  (Elective Core Courses)

27

432

 

 

Subtotal  (Core  Courses)

93

1488

 

 

VI   Scheduleof Teaching Arrangement (3)

Course  Type

Course  Code

Course  Title

Total  Credits

Total  Hours

Recommended  Semester

Professional Practice

b4000031

Innovation  and Entrepreneurship

2

48

Spring  3

b4030187

Accounting  and Bookkeeping Practice

1

24

Summer  1

b4030066

Literature  Research and Review

1

24

Summer  1

b4030188

Excel  and its Applications

1

24

Summer  1

b4030078

Training  for Credit Technology

1

24

Summer  2

b4030189

Information  Technology Applications

1

24

Summer  2

b4030061

Training  for Business Management in Commercial Banks

1

24

Summer  2

b4030045

Training  for Econometrics

1

24

Autumn  3

b4030004

Financial  Analysis Simulation

1

24

Summer  3

b4030190

Enterprise  Credit Management Practice

1

24

Summer  3

b4030220

Credit  Rating Practice

2

48

Summer  3

b4030200

Labor  Education B

0.5

16

Spring  3

b4030191

Academic  Thesis Writing

1

24

Summer  3

b4030138

Graduation  Practice and Graduation Project (Thesis)

6

288

Spring  4

Subtotal  (Professional  Practice)

20.5

640

 

The  Second Classroom

b5110001

The  Second Classroom

1

-

AutumnSpringSummer

 

 

 

155

2912

 

 

*Professional ModuleCourses and Practical Module Courses optional instructions:

Professionalcourses are divided into modules according to different ability requirements, andstudents are required to choose one of the modules and earn the creditsrequired for that module. The Professional Practice module must be selectedaccording to the corresponding professional course module.

(1) Module A: CorporateCredit Orientation

(2) Module B: FinancialCredit Orientation

(3) Module C:Professional Skills Development

 

VII         SecondClassroom Credits Policy

 

Through thedevelopment of the Second Classroom activities, students are encouraged toactively participate in academic lectures, social practice activities, campuscultural and sports activities, innovation and entrepreneurship activities,volunteer service activities, etc., to cultivate the students' socialadaptability and quality, and enhance the students' employability. Please referto the provisions of the "Shanghai Polytechnic University's 'SecondClassroom Credit' Implementation Measures (Trial)" in the "StudentHandbook" for more details.